FIRE!
Yesterday, with my back door open, I smelled smoke. From my garden I saw smoke coming from my neighbour's upstairs window. Banged on the door, no answer, so I called 999.
The firefighters arrived just in time to save his dog.
It reminded me of ten years ago, when my daughter's apartment burned due to a candle and a wafting curtain. A whole month it took us to erase the stink.
A salutory lesson never to leave a naked flame burning, and keep your insurance up to date!
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And my poor neighbour! His windows are no longer blackened - the glass has all been replaced by boards, and he can't even clean up until the insurance assessors have been. His dog survived by a whisker - scorched but alive.